Indusind Bank Nexxt Credit Card

Experience what’s next in the world of Credit Cards with IndusInd Bank Nexxt Credit Card - India’s first Interactive credit card with in-built LED lights, which offers you absolute flexibility when making payments at POS. The LED buttons, empower you to switch between multiple payments options at your favourite store.

Earn 1 Reward Point for every ₹150 spent.
Get two complimentary movie tickets upto ₹ 200/- every month in a calendar year on booking via BookMyShow.
Waiver of 1% on fuel surcharge at any petrol pump across India.

*Please visit the 'Redeem Your Reward Points' section for changes in Cash Credit redemption.

Rewards

1. Earning Reward Points:

Watch your reward points grow by using your IndusInd Bank Nexxt Credit Card for business or pleasure wherever and whenever you choose.
For every ₹ 150 spent on your IndusInd Bank Nexxt Credit Card, you get 1 Reward Point.

2. Redemption of Reward Points:

Besides paying with your accumulated rewards for purchases using the Rewards button on your Nexxt Credit Card, you can also redeem your Reward Points in following ways:

IndusMoments
Pay with Rewards
Airline miles on InterMiles
Airline miles on Vistara
*Cash credit

Benefits

Nexxt Payment Privileges

1. Pay with EMI

EMI OPTION:

To pay using the EMI option, select the number of months by pressing the EMI button till you reach your desired number of months before authorizing the transaction. For instance, for 6 months, you have to press the EMI button once. For 12 months, you have to press twice, and so on. Please ensure the LED light corresponding to your preferred tenure option illuminates before using the Card.
The Cardholder can choose between EMI tenure options of 6, 12, 18 and 24 months at an interest rate of 12%. The Bank may at its sole discretion change the interest rate applicable for EMI. The Cardholder will be informed about the revised interest rate.

Important Note:

Your Credit Card works like a regular Credit Card for online transactions. Please use the credentials printed on the back of the Card to complete the transaction.
For in-store transactions, simply press a button with your preferred option to pay and the corresponding indicator light will illuminate.
The indicator will initially emit light constantly and then blink periodically, for up to 6 minutes.
During this 6 minute period, you may swipe/insert/tap your card or hand over your card to a cashier.
The LED light will switch off 20 seconds after a transaction. If no transaction happens, the LED light will switch off after 6 minutes.
To turn the LED light off, press the currently illuminated button again.
Please note, the EMI and Rewards buttons on your Nexxt Credit Card can be used only while transacting at POS merchant outlets and will not apply to Online, Moto, IVR, Samsung Pay, and ATM cash withdrawal transactions. For such transactions, the standard credit option will be considered. You may, however, opt for the EMI option without using the buttons if provided by merchants for online transactions.
If the Cardholder wants to avail Merchant EMI through PoS then the credit button needs to be pressed before authorizing the transaction. Please note, the rate of interest for merchant EMI can be different from the standard rate of interest of 12% applicable on Pay with EMI option through EMI button.

2. Pay with Rewards Points

REWARD POINTS OPTION:
To pay using your accrued rewards, press the Rewards button before authorizing the transaction. Please note, the transaction will be approved subject to the available credit limit on your credit card account. Your accumulated reward points will get deducted against the value of the transaction within 2 working days of settlement of transactions.

Please note, you will need to accumulate a minimum of 500 reward points to use the ‘Pay by Rewards’ option.

You can check your available rewards balance through any of the following options:

IndusMobile App – On Credit Card Details page, user can click on the ‘View’ link in the Reward Points section
IndusAlerts – SMS RBALE -space- (last 4 digits of card number) to 5676757

3. Pay with Credit Options

CREDIT OPTION:

Press this button if you wish to pay via the Credit option. This works just like your regular Credit Card.

Accelerated Nexxt Savings Benefit

Annual Estimation
Nexxt Privileges	Savings (in ₹) on Market Value
Movie tickets at theatres 2 times a month (220012)	₹ 4,800
Savings on Fuel Surcharge T&Sc:	₹ 480
Annual value of Reward Points on an average spend of ₹ 30,000 per month (200 points per month)	₹ 1,800
Total Savings	₹ 7,080
*The above illustration is based on hypothetical estimate of expenses.

Nexxt Welcome

1. Oberoi Hotels

Got a luxurious sojourn on your mind? Whether it’s for business or pleasure, you can enjoy a leisurely stay at one of the best Oberoi Hotels, courtesy IndusInd Bank.
Welcome Gifts are available at select fee points only. Please contact our phone banking service or Sales representative for applicable charges.

2. Montblanc

EExperience Montblanc - a brand with the commitment to excellence and fine craftsmanship since 1906. Choose from an exquisite collection of watches, writing instruments, jewellery, leather goods and eyewear.
Mont Blanc stores now are located in 6 cities and we have 12 stores across the country.

3. Luxe gift card

Indulge in a world of extravagance with the Luxe Gift Card – One Card, Several Indulgences. Get access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.

4. The PostCard Hotels

A Collection Of Intimate Luxury Hotels Hidden In Holiday Destinations Across India. Combine luxury with simplicity and retreat to a life you've always wanted.

5. Vouchagram

With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.

6. Vouchagram Premium

You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Hush Puppies, and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.

Nexxt Travel

Travel Insurance

Travel Insurance Cover Details: IndusInd Bank has tied up with The Oriental Insurance Company Ltd.("Insurance Company") as a group manager to provide Card holders with the following insurance cover under the Program:

Insurance Coverage	Sum assured (up to)
Lost baggage	Rs 1,00,000
Delayed baggage	Rs 25,000
Loss of passport	Rs 50,000
Lost ticket	Rs 25,000
Missed connection	Rs 25,000

Nexxt Life

Watching your favorite movies becomes all the more special when you watch it with someone special!
That’s why IndusInd Bank, in association with BookMyShow brings you a special offer! Enjoy the show!

BookMyShow

Movie offer:

Buy one movie ticket and get the other one absolutely free *.
The Cardholder can avail up to 2 free movie discounts in a month.
Offer valid on all theatres registered with BookMyShow across all major cities.
Please log onto www.bookmyshow.com to book your tickets today.

*The price of the free ticket is capped at ₹200. In case, the price of the ticket is more than ₹200, the cardholder will receive a discount of ₹200 and the remaining amount will have to be paid by the Cardholder using his/her IndusInd Bank Credit Card.

Nexxt Freedom

Get freedom from surcharges on petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump across India.

Value Offerings

Petrol Surcharge Waiver	Monthly Savings	Annual Savings
Monthly fuel usage @ Rs 2000	₹ 20	₹ 240

The information given in the value offering is based on certain assumptions and is for illustration purposes only.
Actual savings will depend on the usage pattern of a particular cardholder.

Nexxt Assurance

You don’t need to worry about fraudulent usage of your card anymore. ’Total Protect‘ is a first-of-its-kind program, which covers you for a sum up to the credit limit on your Credit Card and is available with add-on cards as well. With us, you can be worry-free about the fraudulent usage of your card.

Total Protect covers you for the following:-

Unauthorized Transactions in case of loss/ theft of Card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your Card to IndusInd Bank.
Counterfeit Fraud: It is possible that your Card or Card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.

Air Accident Cover

With the IndusInd Bank Nexxt Credit Card, you also get a complimentary Personal Air Accident Insurance cover of up to Rs. 25 lakh.
With IndusInd Bank by your side, there’s always a helping hand around.

Contactless Card Features

IndusInd Bank Nexxt is a chip based contactless Credit Card. This Card has a contactless feature that enables you to make fast, convenient and secure everyday purchases by simply tapping your Credit Card at merchant locations where contactless payment is accepted. It can also be used at millions of Merchant locations where standard Card payments are accepted. Use your IndusInd Bank Nexxt Credit Card to purchase goods at merchant establishments, for travel, for making payments online/ e-commerce websites and withdraw cash in India as well as across the globe.

Use of IndusInd Bank Nexxt Credit Card:

Faster day-to-day payments at merchant locations accepting Contactless Payments.
Shopping at 10 lakh merchant outlets in India and over 30 million worldwide accepting Card Payments.
For booking movie tickets, utility bill payments, travel, other online purchases.
Safe online shopping and e-commerce transactions.
Flexibility of payment options at POS.

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